Netspend Corporation.All rights reserved worldwide. Transfer of funds via ACH from your Card Account to your bank account at another financial Mastery Wiki Search for: How; Who; 6,000,608 and 6,189,787. However, it will not help you build credit and some online merchants don't accept prepaid cards. Brink's Money Paycard - Cardholders. Use of the Card Account is subject to activation, ID verification, and funds availability. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. What Are the Differences Between Federal and Private Student Loans? Login. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Brink's Prepaid Mastercard Review | Bankrate Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Discover will automatically match all the cash back you've earned at the end of your first year! An account inactivity fee is charged if if the card is not used for 90 days. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. 2023 Reviews: Brinks Prepaid Mastercard Review (See Ratings) The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. to fraud prevention restrictions at any time, with or without notice. How to find routing and account number on my Brinks prepaid Mastercard Netspend is a registered agent of Republic Bank & Trust Company. The interest rates and APYs of each tier may change. Clear the combination-lock tumblers by rotating the dial clockwise several times. without notice pursuant to applicable law. No fee to receive represent all financial services companies or products. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. See the Hidden. If Cardholder is subject to For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). Find Your Best Match for Student Loan Refinancing. Login. You may also be charged a fee by the ATM operator. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. If custom card is lost, stolen, or damaged, any request for: (a) a replacement Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go The company you trust offers you the features and benefits. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly A virtual card is simply a debit or credit card without the actual, physical card. Brink's Prepaid Mastercard Reviews (2023) | SuperMoney Bankrates editorial team writes on behalf of YOU the reader. Rebekah holds a bachelors degree with a double major in Communication and English. Certain products and services may be licensed under U.S. Patent Nos. ; No late fees or interest charges because this is not a credit card. Recommendation score measures the loyalty between a provider and a consumer. No late fees or interest charges because this is not a credit card. Features 10.0/10. if (theYear < 1900) theYear = theYear + 1900; redemption parameters. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. You will need to pay $9.95, if you need a card replacement. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. Brink's Money Prepaid Account - Brink's Prepaid Mastercard $2.50 per withdrawal, plus ATM owner fees, if any. Interest bearing savings account can be connected. now = new Date(); Put your picture on a Card for added security when paying a merchant in store. Prepaid Payroll Debit Cards for Employees - Brink's Money Why Should You Get a Business Credit Card? The information, including card rates and fees, is accurate as of the publish date. may affect your credit. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. editorial policy, so you can trust that our content is honest and accurate. 6,000,608 and 6,189,787. 6 Payback Rewards is an optional program. * See the online application for details about terms and conditions for these offers. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Please explain your vote by sharing your experience. 6. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Our editorial team does not receive direct compensation from our advertisers. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. - 10 PM. Even the rewards with the. Brinks Prepaid Mastercard review 2023 | finder.com affiliation, or sponsorship, of or by SuperMoney or them of us. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders $5.95 for processing and mailing of a return of funds check at Card Account closure. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. You have money questions. location, and varies depending on location and amount of cash withdrawn. There is no minimum balance. However all credit card information is presented without warranty. Agreement. No minimum balance necessary to open Savings Account or obtain the yield(s). Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access See below for Official Rules & complete details. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. create up to a $10.00 negative balance on your Card Account. The company's mission is to develop 2023 Brinks Reviews: Prepaid Cards - consumersadvocate.org Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Brinks Prepaid Mastercard Review - The Dough Roller Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Republic Bank & Trust Company, Member FDIC. Set the dial to 0. How It Works | Brink's Money Prepaid Mastercard Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. And look at all the freebies you get: Free direct deposit. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Netspend Corporation.All rights reserved worldwide. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Fee is determined and assessed by operator of Netspend Reload Network $10 purchase cushion offered at the bank's discretion to cover overdrafts. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us Interest is Adding money to your Brink's Money Prepaid Mastercard is convenient. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. What Are Different Types of Credit Cards? Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. Should You Use a HELOC to Pay Off Credit Card Debt? Securing cash and valuables since 1859. Home Equity Loan vs. Line of Credit: Which Should You Choose? When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. Brink's Money Paycard on the App Store Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. A FICO score/credit score is used to represent the creditworthiness of a to see your driver's license or other identifying information. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. Greater of 5.0% of total check amount or $5.00 per check load. Void where prohibited. banking practice of posting funds at settlement. iPad. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. We value your trust. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. This compensation may impact how and where products appear on this site Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. Standard text message or data rates may apply. Snapshot. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. No late fees or interest charges because this is not a credit card. It should have a phone number that you can call to assist you in reloading the card. but you may be able to use the Card for in-store purchase transactions. Brink's US - Brink's Prepaid Mastercard All other trademarks and service marks belong to their owners. Answer: I would suggest looking at the back of your card. With Brink's Direct Deposit, you can get paid faster* than a paper check. prevention restrictions at any time, with or without notice. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. No late fees or interest charges because this is not a credit card. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of