You can use the Kroger Mastercard anywhere Mastercard is accepted. design is a trademark of Mastercard International Incorporated. Terms apply see rates and fees. MORE: NerdWallet's best credit cards for groceries. Will my Prepaid Phone Cards work outside the U.S.? While we have nothing against Kroger, we think its definitely worth doing your research and considering all available options before choosing the right card for you. Does Kroger Accept American Express? - View the Answer - Growing Savings Replacement Card Fee $5.95 for a lost or stolen card. Dick's Sporting Goods. Kroger Rewards World Elite Mastercard | Rewards Card FAQs I mean you should know your credit limit before you shop. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Navigate to https://www.kroger.com/giftcardactivation, Enter your Gift Card UPC (This is an 11- or 12-digit number located on the back of your card), Once completed you will receive a confirmation email shortly afterwards to confirm that your gift card is active and ready to use. and This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. The Kroger Mastercard is a co-branded card issued by U.S. Bank National Association. 25 Foods You Should Never Buy at Kroger Eat This Not That You will receive a text with the option to redeem if your rewards balance is at least 1,000 Rewards Points ($10) and your Kroger Family of Companies purchase amount is also at least $10. However, multiple credit card review sites state prospective applicants will need a good credit score to be approved. Theres no annual fee for this card, but its important to note the wide variance in APR the better your credit, the better your assigned APR percentage and vice versa. The email that is sent to the gift recipient includes instructions on how to activate and check the balance of the gift card on prepaidgiftbalance.com. What if I sent the Prepaid Phone Cards to the wrong person by accident? Account must be open and in good standing to earn and redeem rewards and benefits. NerdWallet strives to keep its information accurate and up to date. We accept Mastercard, Visa, Discover and American Express. Earn rewards. I have had this card for over a year now and I did not have any problems. The late fee and returned payment fees on this card are average youll find fees similar to this with most other co-branded credit cards. How long does it take for my gift card to be activated? Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. It can be used at the entire Kroger Co. Family of Stores and even offers a 2% discount on Kroger store brands. Yes, Kroger accepts all major credit cards including American Express, Visa, Mastercard, and Discover. A much bigger caveat, however, is that not every Kroger necessarily accepts mobile wallets beyond Kroger Pay. It may take up to 4 (four) hours for you or your recipient to receive the Prepaid Phone Card. Not every merchant will be exactly what they seam to be. If there are questions regarding a branded card from the order, please use the contact information listed on the plastic card or eGift for assistance. Spota's support. ARCO only allows you to pay for gas using your debit card or cash not your credit card. 4. While the fees mentioned above are certainly drawbacks on their own, there are some other downsides to this card that you may want to consider. Kroger accepts all major credit cards, including American Express, Discover, MasterCard, and Visa. Kroger is one mile from my house and I used the gas discount consistently. When will I receive my cash back/Rewards Points? Have the order number and the recipients e-mail address available prior to making the call. If you prefer, please call us at the number at the back of the card to redeem your rewards once you have earned at least 1,000 Rewards Points ($10). With a new feature that takes away the need to use a debit or credit card, Kroger has rolled out its Kroger Pay contactless payment option. Kroger stores sell a variety of grocery products that can be purchased with an EBT card. for the Kroger Rewards World Elite Mastercard. If youre earning 1 point to the dollar, youre earning 0.5 cents on each $1 you spend. Hi, I had a FM card but due to the number of fraud on my card, they discontinued me using my card. The gift card is a prepaid debit card carrying a fixed amount determined by the purchaser. Visa and Mastercard eGift cards are delivered via e-mail. Length of time varies depending on individual credit status, address verification and card processing time. Please contact Giftcards.Kroger.com customer service for assistance at 1- 844-217-4797. No, this option is currently not available. Any violation or abuse could result in disciplinary action up to and including termination. Visit our COVID-19 information page to see the additional steps we're taking to ensure your safety. Are state or local taxes applied to my purchase? However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Can the Prepaid Visa or Mastercard Gift Card be used to get cash at an ATM? Whether you want to pay less interest or earn more rewards, the right card's out there. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). If you are new to Kroger Gift Card Mall, you will be asked to create a new account on Kroger.com if you dont have an account already. Stores in the. Over 30 years ago I worked for Krogers. No responsibility will be taken by the bank advertiser for these comments. Our partners cannot pay us to guarantee favorable reviews of their products or services. What can I do to troubleshoot? The $0-annual-fee card, issued by U.S. Bank, does offer a high rate in the somewhat unique category of mobile wallet purchases, but there's a cap on that spending, as well as some other limitations to be aware of. For example, the Blue Cash Preferred Card from American Express earns 6% cash-back at U.S. supermarkets, up to $6,000 per year in purchases (then 1%). Kenley Young directs daily credit cards coverage for NerdWallet. Click the "Create a username and password" button. 5. Kroger is one of the largest grocery store chains in the U.S., with over 2,700 stores across 35 states. Kroger lifts ban on Visa credit cards at Smith's and Food Co. stores Blackhawk Network Inc. Privacy Notice You can find a description of the types of tracking technologies, and your options with respect to those technologies, by clicking Learn more below. He has decades of experience in digital and print media, including stints as a copy desk chief, a wire editor and a metro editor for the McClatchy newspaper chain. Anywhere Mastercard is accepted (only the Walmart Credit Card) So, you can use the Walmart Store Card at five types of merchants. How can I check the status of my application? The card offers a first-year gas bonus (and the potential to extend it), For more information about other options, see NerdWallet's roundup of, The best credit card bonuses for new cardholders, Information about the Kroger Rewards World Elite Mastercard. My current score is 795. Visa and Mastercard eGift cards can be purchased in the amount of $25, $50, and $100. If your order did not go through it may be due to the payment information provided, such as changes to the cardholders address, a new card number, insufficient funds in the account, the card being flagged as fraudulent or stolen, or the card is expired. Other acceptable methods of payment at Kroger include payments in cash, credit card, debit card, WIC, SNAP/EBT, Afterpay, Kroger Pay, PayPal, and Scan, Bag, and Go. In addition, you can use the mobile app to see your point balance over time. How long will it take to receive my card? As the terms and conditions give a range of APRs based on credit score, we assume that a range of credit scores would be approved. 5 Things to Know About the Kroger Credit Card - NerdWallet You may contact us at 1-844-600-7765 where one of our representatives will be able to assist you with completing the activation process. That's not bad, and spending caps are common among the best credit cards for groceries. To ensure delivery, please check the email address you enter for your intended recipient. Sign up for a Kroger Rewards World Elite Mastercard to boost your budget. What Credit Cards Does Costco Accept as a Payment Method - CapitalCounselor Read more. To receive the discount, youll have to redeem at least 100 fuel points when you scan your card at eligible Kroger fuel centers. All financial products, shopping products and services are presented without warranty. Cons Unavoidable monthly fee. International Incorporated and Visa U.S.A. Inc. Mastercard is a registered trademark, and the circles My Kroger Mastercard redeems 2,000 points for $20. This means youll earn 3 points per eligible net dollar on all the Kroger (or Kroger Co. Family of Stores) brand products you buy within its stores. The company also accepts cash and check as well as some EBT and WIC. You give someone a card and you cant use it. Who do I contact if I have an issue with a gift card purchased at a Kroger Family of Companies store? Kroger also has a Kroger Debit card and a Kroger Prepaid cardthat are different than the above-reviewed card. You will also receive a confirmation email with all your order details as soon as your order is approved. This site does not include all credit card companies or all available credit card offers that are on the market.