transfer myki balance to another card transfer myki balance to another card

Only time I had to was when my original myki was expiring. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) What a frikkin waste of money! Privacy Policy. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. 0000005683 00000 n Pay down this card's balance quickly to improve your credit. Mobile myki is different to an existing myki card. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. 186 0 obj Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. To do so, you have to block your existing Myki card (annoying, we know). In my experience touching on is quicker than validating a metcard. It has a 256-day expiry and credit is rolled over if you renew before the expiry. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. You need to submit a balance transfer application that is subject to approval. How can I check the balance of my myki card? Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. You paid down debt, which means you won't have to pay interest on previous balances going . Top up your myki How many level crossings could have been grade-separated with that money? The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. There are three ways to replace lost or stolen myki cards: 1. Your myki smartcard expires after four years. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Easy, and only required every three years!! endobj The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Annual Fee: $0. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Haven't tried as yet. What is the best credit card for bad credit? On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. You will need to provide identification to show that you are the registered myki card holder. endstream Enter your card number and other required information.4 I found that other card with $19.90 on it. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. To learn how to do a balance transfer, review this step-by-step process. JavaScript must be enabled to use this site.We're sorry for any inconvenience. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Only needed to log on and change auto top-up to new card. 0000013222 00000 n 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. If you have a Mastercard or VISA card you can get and top up a Mobile myki. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. It was in my wallet the whole time lol. For example, when your myki Money balance reaches $10, you could top up with $20. Select the 'Activate' option. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. If you're entitled to these additional benefits, you can access them by using your myki smartcard. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? the PVT website says: "What to do with your myki when you leave Melbourne. You need to apply for a balance transfer. 8:35pm Feb 8, 2020. A quick tutorial to transfer your myki balance between google pays on different android phones. Balance transfers usually go through in five to seven days, although they may take longer. JavaScript must be enabled to use this site.We're sorry for any inconvenience. 184 0 obj To use, simply: top-up your card tap on at the start of your journey tap off at the end. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. 215 0 obj Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Replacements usually take up to 10 business days and include the remaining balance of the old card. Whats the Difference between Business vs. Corporate Credit Cards? You can replace some types of tickets if they are lost or stolen. They contacted me, I did it online and they posted me a new card. Learn more about auto top up. Enter your cell phone number and well send you a link to install the WalletHub app. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. You may want to hire a professional before making any decision. Tap Transfer Existing Card. Wait a few minutes then check the app to see your balance. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? Then he said he could order a replacement one to be posted to me. Initiate the balance transfer. The unused money does not sit in an account earning interest. But yeah, a fair bit that is just backwards. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? Why is it impossible to transfer money online between different Myki cards? Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. I'm glad I don't need to catch public transport anymore. What is the best low interest credit card? The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. After all, I was going to pay more money as opposed to the concession rate. -- Lee Huffman, credit card expert at BaldThoughts.com. endobj No, you cannot transfer a balance from one Synchrony Bank credit card to another. Keep in mind that credit utilization is also affected by individual card balances. 0000006952 00000 n There must be hundreds of thousands of Myki card balances in this situation, if not millions. Select the card with the best balance transfer offer available to you. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Personal Credit Cards? The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Edited for typos. I've got a new Myki in my Seniors package. Can you transfer MyKi balance from one card to another? I realise this is not a life-changer, but there's a principle at stake. Choose a card from the list or search by location or card name. I searched everywhere. Hire the best financial advisor for your needs. hbbf`b``30 ap When a Myki card is lost or . If you're using an international payment card you won't be able to top up via the PTV website. Your Mobile myki expires after two years. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. You may also receive a letter confirming the balance transfer. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". What is the best credit card for fair or average credit? Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. To. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. This answer was first published on 03/01/23. 1. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Licences. Auto-load is the same as auto top up. What's Auto-load? Meticulous in his research, he provides accurate and up-to-date information. Your balance is protected from the time you tell us your myki is lost or stolen. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Then I begrudgingly bought a new Myki card. If you have Mobile myki you can set Auto Load via the Google Pay app. Within the phone, go to Settings > Connected devices. 0000001429 00000 n endobj Online at Public Transport Victoria website . xen0. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. Can You Pay Your Taxes With a Credit Card? How balance transfers work Which I obviously don't have because it is lost. Whats the Difference between Business vs. Do Not Sell or Share My Personal Information. 187 0 obj That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Once you do, carrying out a balance transfer becomes rather straightforward. No. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. I have had a myki card virtually since the start date. You can only activate a Mobile myki on one device at a time. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. I am only onto my second card because the first was lost. How Prepaid Cards Work & Why You might want one? Buy a new myki and top up with myki Money or a myki Pass and register your new myki. Myki credit, once on your card, does not expire after 90 days of not getting used. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Start the process by listing out your current credit cards, writing down each . If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. FAX?! Whats the Difference between Business Line of Credit vs. Business Credit Card? Simply allow 24 hours for travel and transactions to appear. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. One may also ask,do pensioners get free train travel in . If NFC is shown and you can turn it on or off, you have NFC. 0000014515 00000 n Myki Money QTEM devices can be found at PTV Hub (SouthernCross). 216 0 obj On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. You haven't explained why you need to transfer balance. damage that exceeds normal wear and tear. What to Do If You Cant Get a Student Credit Card? Can someone explain why this isn't possible? i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. You can register your Mobile myki via Register your myki. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. From a creditworthiness point of view, this number should be at 30% or lower. Whats the difference between a hard credit inquiry and a soft credit inquiry? You can request a new, free myki smartcard through your online account. Yes. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. To transfer Myki you need to deactivate the myki card and move to the new device. You can read the Terms of Service online. The easiest option is to call PTV on 1800 800 007. Pay down your credit card debt. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Please note you cannot replace a lost or stolen myki at a premium station. Opinions expressed here are the authors and/or WalletHub editors'. Music:. endobj <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> How are Banks Adapting to Meet New Needs Because of Coronavirus? Enter the amount of debt you want . For more information, visit the V/Line website. Some trips take longer than two hours because of a transfer between services. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. It has trouble with form-filling on mobile devices, however. My Myki was due to expire after three years. We're working to improve our systems so we can allow other payment card types in the future. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Now, on the form it says I need the card to be re-imbursed. Only Mobile myki has the ability to charge you a fare via a myki device. For example, one person can manage mykis for family or friends. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. How to Add Authorized Users & Employee Cards on a Business Credit Card? We have this new thing called EMAIL. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. I'm in Adelaide. Myki (/ m a. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. Wallethub doesnt charge for this service. The phone is awake whenever the screen is turned on, even it's locked. For more information, please see our Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Refunds cannot be issued for less than $5. 0000001606 00000 n Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. endobj https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen 180 0 obj You might also lower your overall monthly payments and turn multiple bills into one easy payment. Why Military Personnel Are Vulnerable to Identity Theft? Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. Done it twice now. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> From the "I Want To" drop down menu, find "Transfer a Balance.". I called, they told me it couldn't be done and that I would need to fill out a form. Always the last place you look lol. endobj The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. I have my most recent card that has $6.54 on it. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. We recommend visiting the card issuers website for the most up-to-date information available. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. 0000005171 00000 n You can replace your ticket if its expired, damaged or defective. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. 0000005511 00000 n Under Other, select Transfer. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Well block your myki and arrange a replacement myki. What are the best Ways to Start Travel Hacking? For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. You need to be connected to the internet to top up your Mobile myki. Go to Settings > Connected devices > NFC. <> More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 0000003014 00000 n What Happens to a Student Credit Card After Graduation? You'll need your 15-digit myki number to register. New comments cannot be posted and votes cannot be cast. 181 0 obj In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card.