If you select the Greenlight Infinity Plan, then you will have access to the Greenlight Infinity Plan Services. The first is the check routing number used to identify your bank. You will be notified of any change in the manner provided by applicable law prior to the effective date of the change. Funds transferred from your Card Account to your Invest Account will be available within two business days although, in many cases, transfers may be available much quicker. You can obtain information on how to load your Primary Account within the Greenlight application. You should get a receipt at the time you make a transaction using your Card, including ATM withdrawals. Domestic Wire Transfer. Raise financially-smart kids. Once the child has reached the age of 18, Chase may recommend they open their own account. (You should retain a copy of your opt-out notice and evidence of mailing or delivery.) Cash Reward Program A Better Way to Buy or Sell. If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner. The Primary Accountholder may load the Primary Account with proceeds that are transferred from the Invest Account by directing such transactions through the Greenlight application. Funds transferred from your Invest Account to your Card Account will also be available within two business days although, in many cases, transfers may be available much quicker. Rules of Interpretation:This Arbitration Provision is binding upon and benefits you, your respective heirs, successors and assigns. Funds may be added to your Primary Account, calledvalue loading, at any time, subject to the restrictions below. Some merchants do not allow cardholders to conduct split tender transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. A court rarely overturns an arbitrators decision. For security reasons, we may limit the amount or number of transactions you can make on your Card. The Issuer is an FDIC-insured member institution. GREENLIGHT CORE Teach your kids smart money management. There may be a fee for replacing your Card (please see the Fee Schedule table for details). Holiday hours may apply. How do I send money back to my funding source from my Greenlight account? The Card is a prepaid card. What do I do if I get a new phone or phone number? Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. It is also known as check routing number and MICR Code. Call us Contact Customer Support at (866) 795-7597 5am-9pm PST, 7 days a week. Your Card may be used for retail purchases and telephone or Internet purchases. If AAA and JAMS cannot or will not serve and the parties are unable to select an Administrator by mutual consent the Administrator will be selected by a court. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by ACH. You are responsible for keeping track of your Card Account available balance. The second series of numbers, usually 10-12 digits, is your account number. The Greenlight + Invest Plan is no longer available to new customers, but will remain available to any customers with existing subscriptions to this Card Plan. While Greenlight is a comprehensive banking app for kids of all ages. Medical device specific regulatory guidance and controls are baked into Greenlight Guru's eQMS software. 1 A single Monthly Fee will be assessed against either the Primary Account or any of the Secondary Accounts if funds are not available in the Primary Account and the Funding Account. The Primary Accountholder or an Authorized Approver (each, individually, an ACH Authorizer under this ACH Debit Authorization), authorizes Greenlight and the Issuer to initiate a single (one-time) debit entry (each, Single Entry), recurring debit entries, such as a recurring monthly load for the same amount on the same date each month (each, a Recurring Entry), and subsequent debit entries (under a standing authorization) (each, a Standing Authorization) in each case by using the Greenlight application to direct the date and amount of the entry to the selected Funding Account(s) (and, if necessary, electronically credit the Funding Accounts to correct any erroneous debits) for the amounts requested by the ACH Authorizer for purposes of funding the Card Account from time to time using the Automated Clearing House (ACH) electronic funds transfer network. ABA numbers have been around for over 100 years, facilitating check processing. Both Greenlight Advisors and DriveWealth are involved with offering you the Invest Account Services as further described under the heading Invest Account Services below. If you use your Physical Card at an automated fuel dispenser (pay at the pump), the merchant may preauthorize the transaction for an amount up to $100 or more. The maximum number of Secondary Accounts permitted is five (5). BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. If the transaction is not finalized or settled, it may take up to 30 days for the authorization hold to be removed. Cardholder Services If you permit another person to have access to your Cards or Card numbers, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. Patents Pending. j. Severability:If any portion of this Arbitration Provision is deemed invalid or unenforceable, such a finding shall not invalidate any remaining portion of this Arbitration Provision, this Agreement, or any other agreement entered into by you with us. For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. Phone Numbers; Member Service - Call, chat or text 8am-8pm M-F, 10am-2pm Saturday: 503-256-5858 (call or text) . Along with your account number, your routing number is used to guide payments and identify your account when you're writing a check, wiring money, or paying a bill. As we are not a part of, and do not monitor, the transactions you initiate from your Invest Account, you authorize Community Federal Savings Bank to generally follow instructions received from Greenlight Advisors regarding transfers into or out of your Card Account. The Greenlight Services fees are unrelated to any such fees that may be charged to you by a third party, arising from your use of Greenlight Services. Routing numbers, sometimes called transit numbers, are public and . You will also need to provide personal information in order to verify your identity during the registration process. In addition, the ACH Authorizer provides Greenlight and the Issuer with a Single Entry Authorization to debit the Funding Account(s) for the amount of any unpaid Monthly Fees if such amounts are not available in the Primary Account. Some merchants may not provide a receipt for small dollar purchases. The bank routing number search tool above helps checking routing number format, verifying the financial institute associated with the routing number, and giving out the routing number (s) of a financial institute. You can get fast access to Green Dot Customer Care specialists by becoming a Green Dot VIP. We do not waive our rights by delaying or failing to execute them at any time. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. This nine-digit number has three components. Account Number . Large multinational banks can have several different routing numbers, typically based on the state . All such disputes must be addressed and handled directly with the merchant from whom those goods or services were provided. When you receive your Physical Card, you will be required to select a PIN in the manner described under Personal Identification Number below. The kids' and teens' banking app with investing. All amounts are expressed in U.S. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. We may offer options that allow you to receive or access text messages or other electronic communications from your mobile phone. North Adams Greylock North Adams Branch. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. NOTE: The CFSB App site you selected will open in a new window. This will include entering the employer's name. Greenlight Max Plan Services means the Greenlight Core Plan Services, the Invest Account Services, and all of the additional services offered to Greenlight Max Plan cardholders as described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. The second set of numbers should be your account number - the length might vary depending on your specific bank. How do you use my personal information? Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. It can be a quicker and simpler way to resolve disputes. Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. If you believe your Card has been lost or stolen, or that someone has transferred or may transfer money from your Card Account without your permission, call us at 888-483-2645. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by debit card. You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. You may request, be issued, and/or use a physical plastic Card (a Physical Card) or a digital representation of the Card (a Virtual Card), which will be displayed in the Greenlight application if you have been approved to receive a Virtual Card. Share the account and routing information with your child's employer. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. Your decision to opt out of this Arbitration Provision will not have any other effect on this Agreement and will not affect any other arbitration agreement between you and us, which will remain in full force and effect. The bank routing number and direct deposit account number are for the purpose of initiating direct deposits to your prepaid Card Account only. There are limitations on these transactions as well as limitations on the loading and card balance. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph labeled Your Liability for Unauthorized Transfers.. ; US Bank online banking - You'll be able to get your US Bank routing number by logging into online banking. Access Denied If you have any questions, call (800) 624-6308 This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. 2 Account Alerts: There's no charge from Chase, but message and data rates . How to find my routing number. Ready with full focus, energy, readiness and belief. 1 Chase Mobile app is available for select mobile devices. From time-to-time, we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law. Wells Fargo Arizona. As solely used in this Arbitration Provision, the termswe, usandourmean not just the Issuer but also our parent companies, subsidiaries, affiliates, successors, assigns and any of these entities employees, officers, directors and agents.Opt-Out Process. If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. This reduced liability does not apply if a PIN is used as the method of verification for a disputed transaction or you have reported two (2) or more incidents of unauthorized use in the immediately preceding twelve (12) month period. Message and data rates may apply. Our ATM withdrawal fees are in addition to any fees which may be imposed by (i) Greenlight; and/or (ii) the owners of ATMs or other networks for the use of their terminals. YOU FURTHER ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT LIABLE FOR ANY LOSSES OR DAMAGES OF ANY KIND THAT MAY ARISE FROM, OR IN CONNECTION WITH, THE INVEST ACCOUNT SERVICES. 1. We can make no representations and warranties about the nature of your Invest Account(s) which will be held by DriveWealth, and we encourage you to review all of the DriveWealth agreements and disclosure documents further described under Invest Account Services below. 1 Family means the Primary Account plus all Secondary Accounts. Some merchants may require payment for the remaining balance in cash. The features and functionality included in each Card Plan are subject to change at any time, and any such changes will be communicated on the Greenlight website at www.greenlight.com and will become effective whenever posted to the Greenlight website. In order to receive direct deposit value loads, the Primary Accountholder or Secondary Cardholder must provide the employer with the account number and routing number of the Secondary Account. You are wholly responsible for the use of each Card according to the terms and conditions of this Agreement. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. Keep in mind the routing numbers are 9-digit codes and the character symbol surrounding the numbers is not part of the routing number on a check. If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. If you request a Physical Card, your Physical Card will automatically be activated when you select a PIN following Physical Card receipt in the manner described under Personal Identification Number below. Enter your online banking credentials Choose to have verification go to your phone via text or call and hit continue Enter the verification code once received Choose the bank account you'd like to use to fund your Greenlight account and hit continue Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. Method 1 Locating Your Account Number 1 Find the 2nd series of numbers on the bottom of a check if you have one. Returned from POST /auth/get when there are no valid checking or savings account(s) for which account and routing numbers are provided. BOFAUS3N. You agree that we may contact you from time to time regarding your Card Account in any manner we choose unless the law says we cannot. It is important to know your available balance before making any transaction. The account number works in conjunction with the routing number. The bank routing number and direct deposit account number are for the purpose of . Please read this Agreement carefully and keep it for future reference. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. Visit Our Woodhaven Branch. The ACH Authorizer acknowledges that debits to the Funding Account(s) under this authorization must comply with U.S. laws. You may change your PIN for your Card Account within the Greenlight application or by calling 888-483-2645. Neither the Issuer nor Greenlight is responsible for the delivery, quality, safety, legality or any other aspects of goods or services that you purchase from others with a Card. If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. We may also ask to see a copy of your drivers license or other identifying documents. In addition to the base services described above which are included in the Greenlight Core Services described under the heading Greenlight Core Plan below, the Greenlight Services also include the Invest Account Services as further described under the heading Invest Account Services below, the Greenlight Max Plan Services as further described under the heading Greenlight Max Plan below, and the Greenlight Infinity Plan Services as further described under the heading Greenlight Infinity Plan below. Greenlight will send the Primary Accountholder an electronic notification, which will state the amount to be debited to satisfy the negative balance. For electronic fund transfers the routing number format is a leading zero, the . In such event, and if you have established an Invest Account at DriveWealth, you hereby authorize Community Federal Savings Bank to instruct DriveWealth to debit such amounts from your Invest Account at DriveWealth. Except as otherwise detailed below or where prohibited by law, all fee amounts will be withdrawn from your Primary Account, but if there are insufficient funds to cover the fee amounts in your Primary Account, then we may withdraw such fees from your Funding Account as provided under ACH Debit Authorization above. Firstly, log in and navigate to Pay Bills and People, select Pay People, and send money. READ THIS ARBITRATION PROVISION CAREFULLY. 2 At the election of the Primary Accountholder, only one Card Plan and one Monthly Fee will apply for a particular month. Issuer reserves the right to reject or limit transfers via direct deposit in its sole discretion, and may reject or suspend any direct deposit that has identifying information that does not match the identifying information (such as name or Social Security number) that Greenlight may have on file for the payee.